I’ll deviate today from my norm of investment talk. This has been a cold winter across the United States. Living in the south, I’ve not had to shovel snow like many of you. So, it’s been cold but I’m not complaining. Today, as I’m writing this post, blooms are popping out on bushes and trees, signaling the coming of spring. It is my favorite time of year, and it is an amazing thing to witness things coming alive before our very eyes.

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